How to purchase an apartment in a YIT project

In order to purchase an apartment in a YIT project, first a consultation will take place with our representative who will be further assisting you in choosing the most appropriate apartment. Once an apartment is selected, three steps of selling procedure will follow: reservations, signing a letter of intent and signing a purchase contract.

Online reservation

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Reservation agreement

Over the Reservation agreement you will make the first payment in the amount of 5 % of the total transaction amount. This agreement provided you with prerogative to purchase the reserved property. However, in case you change your mind and cancel the reservation, you will be able to receive this first payment in full.

A letter of intent

Within the period of a month after the reservation agreement, a letter of intent will be signed. During the letter of intent you will have to pay another 5 % of the amount of the transaction.

A purchase contract

We will sign a purchase contract after the buildings have been put into operation and the respective property has been documented. After signing the purchase contract the rest 90 % of the transaction amount will be paid.

Bank information

In case you need a credit to purchase an apartment we suggest that you addressed the representatives of our cooperation banks in order to consult and agree upon individual, your situation-specific conditions.

Purchase of housing, renovation, furniture and domestic appliances — any of these means additional expenses that we can find a borrowing solution from our range. To learn more details, we recommend that you apply for consultation at any SEB bank branch.

A loan for purchase, renovation or construction of housing. To make your dream of having a new or renovated home true, Swedbank will help to choose the most suitable solution.

Housing loan. Luminor specialists will assist you in preparing the required documentation, the interest rate will be calculated individually, and, within the Altum program, families with children may have a lower first instalment payment applied.


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